When Sarah’s fixed term ended, she quickly accepted her bank’s new rate – a decision that cost her thousands in extra interest.
💬Refixing isn’t just about rates – it’s about strategy.
The way you split your loan, the term you choose, and the timing can make a huge difference. Banks rarley offer their best deal first.
At Life-n-Loans, we created custom refix plans that:
- Lock in competitive rates
- Match your budget
- Prepare you for possible rate changes
- Keep your long-term goals in mind
⏳Why OCR timing matters:
With the Reserve Bank’s announcement coming soon:
- If rates drop – you could secure a better deal
- If rates rise – fixing now could save you from paying more
Your mortgage is probably your biggest expense. Even a 0.25% change can mean hundreds saved each year. You wouldn’t buy a car without comparing prices – why accept the first mortgage rate you’re offered?
📞 Book your free refix review today – let’s make sure your mortgage is working for you, not against you.
