About us - Who we are

Dear friends! 

It may be unusual to introduce a risk and debt planning service with such a personal greeting, but this friendly approach sums up the nature of our Life-N-Loans service.

The wide range of financial services we offer our point of difference. Our clients come from all walks of life. They have chosen us because they value long-term relationships and proven integrity, especially where finance is concerned. We are all about People, Relationship and Results. We Keep that as a constant focus and it is the main reason that most of Life-N-Loans’ new clients join us through personal referrals

My family and me.

My family has called New Zealand home since 2002.

Working in the insurance and mortgage business helped us settle easily into this wonderful part of the world. Living through the migration process ourselves, and meeting a fascinating assortment of people along the way, taught us that life can be complicated. Hard-earned experience, as well as comprehensive training through large companies like Southern Cross and Sovereign, made it clear to me that everyone has a unique set of circumstances. One loan or risk solution definitely does not suit all.

My priority as your adviser is to patiently establish a full picture of your situation from you, and develop a clear pathway to a secure financial future – one that suits your individual needs and resources.

Life-N-Loans has demonstrated the ability to make the resulting financial plan easy for you to understand – and we are determined to put the right mortgages and risk planning in place for you.

It is so much easier for everyone concerned when all debt structuring and risk cover are being addressed in one forum, so that the bigger picture is clear. We enjoy working one-on-one with people, knowing as we do from first-hand experience the importance of good organisation, careful planning for a home of our own and the protection of our families from risk, as best we can.

Life constantly moves our goalposts, and I am committed to being an approachable and trustworthy adviser who is always up to date and impartial about available options – through progressive as well as difficult times for family and finance.

We all know that two-way communication is fundamental to building relationships. Please feel free to call me with queries, or use social media to stay up to date on interesting developments in the world of finance and Life-N-Loans – interlaced, no doubt, with trivia about our beloved children, Aditi and Aryan, or my favourite leisure pastimes – cricket, travel, music and movies.

We look forward to meeting you!

Cheers – Kaushik

Let's talk about your mortgage needs

We’ll can arrange a meeting at your home or office. 

Philosophy

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Vision

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Policy

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